USER AGREEMENT AND LIMITATION OF LIABILITY

Effective Date / Date of last revision: February 20, 2018

Read the following information carefully

YOUR ACCESS TO AND USE OF THE COMPANY’S MATERIALS AND SITES ARE CONDITIONED TO THE ACCEPTANCE AND COMPLIANCE OF THESE TERMS. BY ACCESSING OR USING THE SITES AND MATERIALS OF THE COMPANY, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT ACCEPT THE TERMS OF THIS DOCUMENT, YOU ACCEPT THAT YOU WILL NOT BE ABLE TO ACCESS OR USE THE COMPANY’S MATERIALS AND SITES, AND UNDERSTAND THAT IT IS PROHIBITED TO ACCESS ANY OF THE WEB SITES OR MATERIALS PROVIDED BY THE COMPANY.

All terms and conditions must be accepted before using this website.

QUANTUM Advisors (the “Company” or “we”), reserves the right to modify the terms and conditions contained herein. Your use of the website CONSTITUTES YOUR ACCEPTANCE OF THE TERMS AND CONDITIONS OF USE, as modified. If you DO NOT UNDERSTAND AND / OR WISH TO ACCEPT THE TERMS AND CONDITIONS OF USE HEREIN, DO NOT USE THE QUANTUM Advisors and QQuants WEB SITE, or its analysis service of the stock markets, generation of signals and alerts on specific stock values.

QUANTUM Advisors is an investment advisory firm (“RIA”) domiciled in Panama, duly registered and authorized by the Superintendence of Securities Market under resolution SMV No. 204-2012, which focuses on guiding investors as soon as possible. to the convenience of investing in various instruments or financial assets listed in the International Securities Markets as diversification alternatives and better performance to their investments. As part of its services authorized by law and added value as a company, the firm makes available to interested users the service “QQuants“, service of analysis of the stock markets, generation of signals and alerts on specific stock values ​​that are selected and monitored by our analysts, with the support of our analytical models and proprietary algorithms with the objective of providing reference data for the benefit of said users under an independent relationship of sale of informative content (studies and stock market analysis) and not an advisory relationship of investments.

The QQuants service is not an investment advisory service, financial, tax or legal or securities broker service, broker/dealer service or Investment Firm service, and does not intend to provide exclusive or personalized investment, financial, fiscal or legal advice in any form. The QQuants service (hereinafter, “QQuants“) does not recommend the purchase of particular securities, nor does the company promise or guarantee any particular investment result.

ACCEPT THE TERMS

In order to use the services, you must first accept the terms. You cannot use the services if you do not accept the terms.

You can accept the Terms by:

  • Click to accept or accept the terms when this option is available to you by QQuants in the user interface of any service; or by using the services. In this case, you understand and agree that QQuants will treat your use of the services as acceptance of the terms from that point forward.
  • You cannot use the services and cannot accept the conditions if (a) you are not of legal age to form a binding contract with QQuants, or (b) you are a person prohibited or prevented from receiving services under the laws of the country where he resides or who makes use of the services.
  • Before continuing, you must print or save a local copy of the User Agreement and Limitation of Liability for your records.

GENERAL

You are solely responsible for the use of the company’s sites and materials. You agree that you will not use the Sites and materials of the company unless you can form a binding contract with the company. Please read these Terms of Service (“Terms”) carefully before accessing or using the websites or materials provided by the QQuants service (also the “Company” or “we”), or their owners, subsidiaries, affiliates, and joint venture companies, and their respective officers, directors, employees, agents and representatives of the company (collectively, “Affiliates”). Without limitation, such Web sites include www.quantumadvisorsinc.com, and products, services, subscriptions, content and features available on such websites or provided through such sites and materials (collectively, “Materials and Company Sites”).

The Company may revise these Terms and Conditions by updating this publication or communicate with you in relation to it through your contact information that the company maintains on file. Your continued use of the company’s sites and materials after these reviews have been published or communicated to you indicates your acceptance of all such revisions.

The company’s sites and materials are not intended or directed towards those under 18 years of age. By accessing or using the sites and materials of the company, you affirm that you are over 18 years of age.

GENERAL LIMITATION OF LIABILITY

QUANTUM Advisors is an investment advisory firm (“RIA”) domiciled in Panama, duly registered and authorized by the Superintendence of Securities Market under resolution SMV No. 204-2012, which focuses on guiding investors as soon as possible. to the convenience of investing in various instruments or financial assets listed in the International Securities Markets as diversification alternatives and better performance to their investments. As part of its services authorized by law and added value as a company, the firm makes available to interested users the service “QQuants“, service of analysis of the stock markets, generation of signals and alerts on specific stock values ​​that are selected and monitored by our analysts, with the support of our analytical models and proprietary algorithms with the objective of providing reference data for the benefit of said users under an independent relationship of sale of informative content (studies and stock market analysis) and not an advisory relationship of investments.

The QQuants service is not an investment advisory service, financial, tax or legal or securities broker service or Investment firm service and does not intend to provide exclusive or personalized investment, financial, fiscal or legal advice in any form. The QQuants service does not recommend the purchase of particular securities or the company promises or guarantees any particular investment result. You understand and recognize that there is a high degree of risk involved in the trading of securities and, in particular, in the operation of futures and options. You acknowledge and agree that you, and not the company, are responsible for your own research and investment decisions. Do not trade with money that you cannot afford to lose. You understand that the company through its QQuants service considers that you must always seek the advice of a professional qualified in securities investments and / or legal or fiscal adviser, if necessary, before making any investment, and Investigate and fully understand any and all risks before investing. The company assumes no responsibility, obligation, contingency or liability for its operating and investment results, and you agree to keep the company harmless from any such results or losses.

The past results of any operating system published by the company are not indicative of future returns by that mechanism or system and are not indicative of future returns that may be made by you. In addition, the methods, techniques, information, content, indicators, strategies, columns, articles and all other characteristics of the materials and sites of the company, or any product or service of the company, (collectively, the “information”) are provided for informational and educational purposes only and should not be construed as investment advice. Therefore, you should not rely on the information to make any investment. Rather, you should always conduct other independent investigations in order to allow you to form your own opinion regarding investments. You are solely responsible for your own operation and negotiation decisions, and nothing in the information is intended or interpreted as a promise or guarantee of any particular result. You should always check with your investment adviser, financial advisor, legal advisor or tax advisor duly licensed and regulated to determine the suitability of any investment.

You understand and accept that no content published as part of the analysis services of the stock markets, generation of signals and alerts on specific securities of QQuants constitutes a recommendation that any specific investment, securities, securities portfolio, transactions or Investment strategy whether or not suitable and recommended for any specific person or specific investment profile. Furthermore, you understand that none of the creators or suppliers of our services or their affiliates will personally advise you on the nature, potential, value or suitability of any particular investment, securities, securities portfolio, transactions or investment strategy. suitable and recommended for any specific person or specific investment profile or other related topics. Therefore, do not try to contact them for personalized investment advice, which they do not offer and cannot offer. To the extent that any of the content published as part of the services may be misinterpreted by the user as investment advice, that information is impersonal and does not fit the investment needs of any individual.

You understand that the opinions expressed in the QQuants service are the authors’ own opinions. QQuants services may include opinions from time to time regarding the securities ​​mentioned in other information services, and that such opinions may be different from those obtained through another portion of the QQuants services. The trading of securities (including, without limitation, shares, options, ETFs, Bonds and CFDs) involves risks and volatility. Past results are not necessarily indicative of future results. Neither the Company, nor the QQuants service, nor any of its content or data providers will be responsible for any error or delay in the content, or for any action taken in confidence in this respect. In addition, as markets change continuously, previously published information and data may not be up-to-date and should not be considered reliable.

You understand that the performance data is provided by sources considered reliable, and these are used for the calculations made by the QQuants service, and that these calculations are not guaranteed by such sources, by the information providers or by any other person or entity and may not be complete. The company makes no representation with respect to Third Party Content, nor is the company responsible for the Third-Party Content.

Before buying or selling a security or making any investment in your investment account with your securities firm, you must always seek the advice of a professional qualified in securities investments and / or legal or tax adviser, if applicable, necessary, before making any investment, and fully investigate and understand any and all risks before investing to verify the price information.

To the extent that any of our QQuants services involves identifying a set of possible securities with their corresponding time frequencies and price trends, deciphered and analyzed by our proprietary operation statistical and analytical mechanism, as described below, those possible securities are revealed by our mechanism behind their algorithms designed for that purpose, actual results may differ from the results reported by our mechanism for many reasons, including, without limitation:

  • The performance results for the set of possible securities with their corresponding time frequencies and price trends do not reflect the actual trading commissions that may be incurred;
  • Performance results for all possible securities with their corresponding time frequencies and price trends do not account for the effects, if any, of certain market factors, such as lack of liquidity, that may affect their results;
  • The set of possible securities with their corresponding frequencies of time and price trends can be volatile, and server delays, delays in receiving data and other factors can cause the price you obtain with your investment firm or broker/dealer ​​differs substantially from the price at the time of the alert or signal;
  • You may not have the capital to negotiate with the same frequency as the set of possible securities with their corresponding frequencies of time;
  • The size and timing of a purchase or sale of a security being made by the subscriber, by their own means, may affect the price of the shares.
  • Each signal is available for informational purposes only. The information, research, studies, analyzes and opinions contained in our services and products have been elaborated or derived using additionally a variety of solid and recognized sources of financial information that are considered reliable, but we cannot guarantee their accuracy and integrity, nor the opinions based on it. You must rely solely on the present investigation for the purpose of securities transactions or other investments on your own behalf, and we encourage you to conduct your own investigation and due diligence and seek the advice of a qualified professional in securities before making any investment. Nothing in the information contained in our products constitutes or is intended to constitute a recommendation on our part of any particular security or operational strategy or determination by us that any guarantee or trading strategy is suitable for any specific person. Investing in the set of possible securities devalued by any of the signals of the company is risky and speculative. The negotiation of any security can result in immediate losses and considerable sums of money invested. It is advisable, as an industry standard, that you only consider funds to be used in speculative services that are not intended for other purposes, such as retirement savings, student loans, mortgages, education or debt reduction. Again, we encourage you to carry out your own investigation and due diligence and seek the advice of a qualified professional in securities before making any investment.

The information provided on this site is presented without warranty and may result in financial losses. All financial decisions are made only by the user. You (the user) acknowledge and agree that you, and not the company, is responsible for your own investigation, corroboration, monitoring, data confirmation and investment decisions.

You understand that the Company considers that you should always seek advice from a professional qualified in securities investments and / or legal or fiscal adviser, if necessary, before making any investment, and fully investigate and understand any and all the risks before investing. The company assumes no responsibility, obligation, contingency or liability for its operating and investment results, and you agree to keep the company harmless from any such results or losses.

You understand and accept that no content published as part of the Stock Market Analysis Services, generation of signals and alerts on specific QQuants securities constitutes a recommendation that any specific investment, securities, securities portfolio, transactions or Investment strategy are appropriate and recommended for any specific person or specific investment profile. Furthermore, you understand that none of the creators or suppliers of our services or their affiliates will personally advise you on the nature, potential, value or suitability of any particular investment, securities, securities portfolio, transactions or investment strategy. suitable and recommended for any specific person or specific investment profile or other related topics. Therefore, do not try to contact them for personalized investment advice, which they do not offer and cannot offer. To the extent that any of the content published as part of the services may be misinterpreted by the user as investment advice, that information is impersonal and does not fit the investment needs of any individual; therefore, this services is not and it must not be considered investment advice.

 USE OF SERVICES BY YOU

  • In order to access certain services, you may be asked to provide information about you (such as identification or contact details) as part of the registration process for the service, or as part of your continued use of the services. You agree that any registration information you provide to QQuants will always be accurate, correct and up-to-date.
  • The User agrees to use the Services only for the purposes permitted by (a) the conditions and (b) any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions.
  • You agree not to access (or attempt to access) any of the services by any means other than the interface that is provided by QQuants, unless you have been expressly authorized to do so in a separate agreement with QQuants. You agree not to access (or attempt to access) any of the services through any automated means.
  • You agree not to participate in any activity that interferes or interrupts the Services (or the servers and networks that are connected to the services).
  • Unless you have been specifically authorized to do so in a separate agreement with QQuants, you agree not to reproduce, duplicate, copy, sell, market or resell the services for any purpose.
  • You agree that you are solely responsible (and that QQuants has no liability to you or to third parties) for any breach of its obligations under the terms and consequences (including any loss or damage that may be suffered by QQuants) of said breach.

PASSWORDS, SECURITY AND PRIVACY OF MEMBERSHIP

  • You understand and agree that you are responsible for maintaining the confidentiality of the passwords associated with any account you use to access the services.
  • As a result, you agree that QQuants / QUANTUM Advisors will be solely responsible for all activities that occur under your account.
  • If you are aware of any unauthorized use of your password or your account, you agree to immediately notify info@quantumadvisorsinc.com QQuants and hereby urged you to change your password at http: //www.quantumadvisorsinc.com.
  • For information about QQuants data protection practices, read the QQuants privacy policy here. This policy explains how QQuants treats your personal information and protects your privacy when your services are used.
  • You accept the use of the data in accordance with QQuants privacy policies.

LIMITATIONS AND USES PROHIBITED FROM QQUANTS

QQuants may only be used by a user located in a jurisdiction, state, county, province, territory or country where such information and / or services are allowed by the jurisdiction, state, province, territory or country.

DISCLAIMER OF THE PERFORMANCE SIMULATED FOR QQUANTS

  • We remind you that the results of the QQuants signals shown here are for informational purposes only. All information included in this document should not be considered as a recommendation to buy, sell or maintain any stock market value or use any operating system, nor should this information be considered investment advice; that is, to the extent that any of the content published as part of the services may be misinterpreted by the user as investment advice, that information is impersonal and does not fit the investment needs of any individual or any investment profile; therefore, this services is not and must not be considered investment advice.
  • We remind you that QQuants is not responsible for any loss that may occur as a result of any action you choose to take based on the use of QQuants signals. QQuants signals can highlight different types of systems that you can choose with which to execute operations. Whatever type of system you choose has certain risks, along with the inherent financial risks associated with investing in the stock market.
  • When the operations are executed under real market conditions through market orders, financial losses may occur due to market instability and / or volatility that may cause the market to move against its position. Therefore, a decision to operate in the securities market is made at your own risk and responsibility. It is recommended to do your own research before starting to carry out stock transactions with third parties.
  • Each of the QQuants signals assumes that it is operated with at least one share and does not take into account partial income or increasing market slippage. Therefore, the actual results of your operation may not coincide with the results shown in the QQuants panel.
  • The hypothetical or simulated performance has certain inherent limitations. Unlike a current performance record, simulated results do not represent actual operations. Also, given that the operations have not been actually executed, the results may have a low or overcompensation of the impact, if any, of certain market factors, such as lack of liquidity. Simulated stock market trading programs are also subject in general to the fact that they are designed with the benefit of hindsight. No representation is made that any account / membership can achieve benefits or losses similar to those shown.

PROPERTY RIGHTS

  • You acknowledge and agree that QQuants (or its licensors) possess all rights, title and interest in and for services, including the intellectual property rights that subsist in the services (whether those rights are registered or not, and in any part of the world where those rights may exist).
  • Unless otherwise agreed in writing with QQuants, nothing in the terms entitles you to use any of the trade names of QQuants, registered trademarks, service marks, logos, domain names, and other distinctive brand features.
  • You agree that you may not remove, obscure, or alter the notices of property rights (including the rights of “copyright” and trademark notifications) that may be attached to, or contained within, the services.
  • Unless you have been expressly authorized to do so in writing by QQuants, you agree that, in the use of the services, you will not use any trademark, service mark, trade name, logo of any company or organization in a manner that is very likely or intended to cause confusion about the owner or authorized user of such trademarks, names or logos.
  • The User agrees not to use the information and / or services and / or QQuants in any way that could compete with QQuants.

INTELLECTUAL PROPERTY, HYPERLINKS AND LINKS TO OTHER WEB SITES

The websites and materials of the company and related content, including, without limitation, user supplies (as defined below), third-party applications and any other content of company sites and materials and “copyrights”, trademarks, service marks and other intellectual property rights over these contents are the property of the company and / or its third-party licensors or suppliers unless specifically indicated otherwise. You may access, and use said content solely for your own personal and non-commercial use. The Company or its third-party licensees, as applicable, reserve all rights not expressly granted in and for such content. The modification or use of this content other than the modification or use expressly allowed in this document is a violation of our intellectual property rights and may be subject to legal liability.

The websites and materials of the company may contain links to third-party websites. The fact that we provide these links is not an endorsement of that third party or any of the services or products they may offer, or a representation of our affiliation with that third party. We do not exercise control over third-party websites. These other websites may follow different rules about the use or disclosure of personally identifiable information that you send to them and you should read the privacy policies or statements of the other websites you visit.

USER SUBMISSIONS AND OTHER CONTENTS

The materials and websites of the company may authorize the presentation of content by users, including, for example, comments, articles, links and conversations in our chat rooms (“User Submissions”), when applicable. By posting such user submissions, you grant the company an irrevocable, worldwide, non-exclusive, royalty-free, in (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute said user presentation in any and all means or methods of distribution (now known or subsequently developed). The company reserves the right, at its sole discretion and without prior notice, to monitor, censor, edit, move and / or remove any content posted on the company’s sites and materials, including the submission of any user, at any time. and for any reason.

We do not represent or guarantee the accuracy, completeness, usefulness or reliability of any content or user presentation and we do not necessarily endorse the opinions expressed in them. You understand that, by using the company’s website and materials, you may be exposed to content that may be offensive, harmful, inaccurate or inappropriate. We cannot monitor or control the content or user posts accessible on the websites and materials of the company.

In connection with your use of the company’s websites and materials and your own user submissions, you agree to follow our code of conduct as it may be published or linked to the company’s websites and materials. We can update the code of conduct periodically. The current Code of Conduct is available here.

SUBSCRIPTION AND PAYMENT

In connection with the purchase of any of the services or materials of QQuants / QUANTUM Advisors, the company makes no promise about the continuation of any current features or functionalities or delivery of any functionality or benefits in the future.

The subscription purchase charges to any QQuants service or material represent, in effect, the corresponding fees that QUANTUM Advisors charges for the delivery of these to acquiring users.

If you purchase a subscription to any QQuants service or material, authorizing the Company to charge a credit card to cover the corresponding fees that QUANTUM Advisors charges for the delivery of these to acquiring users, including the costs associated with administering your subscription (s), you are authorizing QUANTUM Advisors to continue to automatically charge your credit card (or any card replacement issued by your card issuer) for all fees or charges related to your subscription, including renewal charges as describe below. The company can modify any of its prices at any time, or institute new charges or fees. Changes in prices and new charges announced during your subscription period for a service will be applied later to the subscription terms. During the term of your subscription, you agree to inform the company of any change in your credit card information.

Subscriptions are renewed automatically at expiration. This means that, unless you cancel your subscription before it expires, the account will automatically renew for the same term.

If you cancel or terminate a subscription, you acknowledge and agree that any refund will be at the sole discretion of the company. Your obligations hereunder, including your obligation to pay amounts owed to us under these Terms of Use or access to our services or materials, including subscriptions, will survive the expiration or termination of these terms and your termination of Use of materials and company sites.

You are responsible for the payment of any taxes associated with the purchase of materials or services of the company.

SECURITY

There are no security measures designed to protect, or preserve the integrity or confidentiality of information, including methods of Internet transmission or electronic storage methods, that can guarantee the security of your information. The company does not offer guarantees on the security of the information.

DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE CONTENT, PRODUCTS, TOOLS AND SERVICES INCLUDED IN OR OBTAINED THROUGH OR AS PART OF THE WEB SITES OF THE COMPANY OR ITS MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE” BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. RESIGNATION COMPANY EXPRESSLY ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE AND NON-VIOLATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES RELATIVE TO THE ADEQUACY, ACCURACY, RELIABILITY, UTILITY OR INTEGRITY OF ANY INFORMATION CONTAINED IN OR IN THE SITES AND MATERIALS OF THE COMPANY.

LIMITATION OF LIABILITY

NEITHER THE COMPANY NOR ANY AFFILIATES OF THE COMPANY OR ANY OF ITS SUPPLIERS, ADVERTISERS OR SPONSORS ARE OR BE LIABLE FOR ANY DAMAGES REAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES, WHETHER UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR IN ANY WAY TO ANY OF THE WEB AND MATERIALS COMPANY OR ANY CONTENT THEREIN, OR ANY PRODUCT OR SERVICE USED OR PURCHASED SITES THROUGH COMPANY, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR PROFITS, LOSS OF CAPITAL, THE PAIN AND SUFFERING, EMOTIONAL DISTRESS, DAMAGES OR SIMILAR DAMAGES, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

COMPENSATION

As a condition of your use of any of the company’s websites and materials, you agree to indemnify and hold harmless the company and affiliates of the company from any losses, claims, judgments, costs, damages and expenses (including fees of lawyers) caused by or derived from (a) your violation of these Terms; (b) your use or dependence on any company websites and their materials; (c) the violation of the rights of any third party, (d) any claim that one of your user submissions causes harm to third parties, or (e) any claim or demand by a third party that arises from your use of any website of third parties. This obligation to indemnify and hold harmless the company and affiliates of the company will survive the expiration or termination of these terms and their cessation of use of the websites and materials of the company.

TERM AND TERMINATION

Except as otherwise provided in this document, these terms will become effective on your first use of any of the company’s websites and materials and will continue until you stop using the company’s websites and materials, or your subscription, if it is the case, expires or has ended, whichever is later.

The Company reserves the right, in its sole discretion, to restrict or cancel the user’s access to any or all of the information and / or services at any time and without prior or subsequent notice to the user. The cause of such termination shall include, but not be limited to: (i) infractions or violations of these Terms and Conditions or other agreements or guidelines, (ii) requests for compliance with the law or other administrations or regulatory authorities or (iii) the violation or unauthorized use of copyright or other intellectual property rights. The cancellation or termination of your account, services or subscriptions by the company does not exempt you from any obligation to pay expenses, costs, accrued charges or encumbrances. You cannot access or use the materials and sites of the company after the termination or notification of this.

ARBITRATION

Any controversy, claim or dispute arising out of or related to this Agreement shall be resolved solely and exclusively through binding arbitration in Panama, Republic of Panama. Such arbitration shall be carried out in accordance with the provisions of the current commercial arbitration regulations of the Republic of Panama. Each Party shall bear its own expenses and attorney’s fees. The parties undertake to abide by all decisions and awards issued in these proceedings. Those decisions and awards issued by the arbitrator shall be final and conclusive. All disputes, claims or litigation will be resolved in this manner in lieu of any legal or equitable action; however, that nothing in this paragraph shall be construed as excluding the filing of a remedy of injunctive relief or other equitable relief. The arbitrator shall not have the right to award punitive damages or speculative damages to any of the parties and shall not have the power to amend this Agreement. The arbitrator shall be bound to follow the applicable law. IF FOR ANY REASON THIS ARBITRATION CLAUSE IS NOT APPLICABLE, EACH PARTY, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IRREVOCABLY DISCLAIMS ANY RIGHT TO JURY TRIAL AS TO ANY MATTER CONCERNING THIS AGREEMENT IN ANY ACTION, PROCEEDING OR RECONVENTION DERIVED FROM OR RELATED TO THIS AGREEMENT OR ANY OTHER MATTER RELATED TO THE PARTIES.

JURISDICTION AND LAW APPLICABLE TO THE CONTRACT

This Agreement shall be governed by and construed in accordance with the laws of the Republic of Panama. The user agrees to submit to the personal jurisdiction of the Republic of Panama with respect to any legal procedure that may arise in relation to QUANTUM Advisors the information and / or services, and / or any dispute in relation to this Agreement.