It is characterized by its distrust of risk; which means that you value the safety of your investment over profitability and try to take as little risk as possible, so you usually prefer investments that yield low and stable, but secure returns to preserve capital. These customers will be recommended products that perform according to their specific needs and expected returns, considering the available investment time, inflation, and risk tolerance. It is inclined for investments that generate a fixed income such as debt instruments (Bonds and Treasury Bills, Local and International), term deposits and savings accounts of regulated financial entities. It usually invests in the short term, from one to two years. It needs high liquidity, representative of more than 50% of the investment account.